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Practical Tips for Financial Fortune

Prophecy shows you what is coming but teaching shows you how to get there. Prayer without taking some practical steps towards being financially free is embarking on a journey to poverty.

Isa. 48: 17 – “Thus saith the Lord , thy Redeemer, the Holy One of Israel; I am the Lord thy God which teacheth thee to profit, which leadeth thee by the way that thou shouldest go.”


1. Live within your means. Or better still live below your means. Real success is not in how much material things you are able to acquire while you are alive, it is in living behind a legacy.

2. Have multiple streams of income. Financial education is important for financial freedom/prosperity. Find about other businesses you can invest in.

3. Learn time management skills. Time is life and money, managing it properly helps you prioritize and attach value to what you do.

4. Create and form only wise associations – ask yourself, what is the financial value of your first 3 closest friends.

5. Be diligent. A lazy man is a waster.

6. Learn savings and investments culture. Matt. 13:45. Don’t live your life based on miracles, live it based on principles – learn to save. Speak to financial experts.

Learn financial priorities – differentiate between your wants and your needs.

If your money is from pocket to mouth, you’re on the way to poverty.

7. Learn good money management. This is the ability to make, manage and multiply money.

Matt. 25:15 – 18 – “And unto one he gave five talents, to another two, and to another one; to every man according to his several ability; and straightway took his journey. Then he that had received the five talents went and traded with the same, and made them other five talents. And likewise he that had received two, he also gained other two. But he that had received one went and digged in the earth, and hid his Lord’s money.”

What you get is a picture of your ability.

If you don’t like your earnings, change your learnings.

Know the wise and proper use of money. Have books on finance. Have a financial coach.

8. Focus. Ability to stay on something with persistence and consistency.
Don’t divert monies meant for specific things to something else. Pick a niche, don’t quit a business or career because of challenges.

9. Avoid debts. Prov. 22:7 – “The rich ruleth over the poor, and the borrower is servant to the lender.”

A consistent borrower will be a servant for a long time.

Rom. 13: 8 – “Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law.”

While you reduce debt, understand the principles of OPM (Other People’s Money) and financial leveraging – you can borrow when you know you have the capacity to turn over an even greater yield because you are investing in upward spiral investments.

Learn delayed gratification – you can be due for physical things but learn to reinvest so that you can plan for bigger things.

10. Financial target/budget. This is giving money a purpose before it arrives.
Develop a financial chart of your financial expectations and spending.
10% – Tithe 20% – Savings & Investments 50% – Recurring Expenses 20% – Discretionary/Miscellaneous Spending

Top Quote/Nugget
A purpose accomplished is sweet to the heart. Life is phase by phase. Do not live a lifestyle beyond you that gets you to start to borrow for everything.

Learn more in my book, The Entrepreneur’s Handbook here

I pray for you today, receive wisdom to plan your life.
These words you’ve read today will empower you to do better.
The spirit of understanding will rest on you.
Grace is released upon you to plan your life better.




Read a sermon on Prosperity Pattern of the Righteous


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